:root{
  --bg: #0b1220;
  --ink: #0d1220;
  --muted: rgba(13,18,32,.72);
  --card: #ffffff;
  --line: rgba(13,18,32,.12);
  --accent: #2563eb; /* brand color */
  --radius: 18px;
  --shadow: 0 18px 60px rgba(0,0,0,.12);
  --container: 1100px;
}

*{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }
body{
  margin:0;
  font-family: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial;
  color: var(--ink);
  background: #fff;
  line-height: 1.45;
}

a{ color: inherit; }
.container{
  width: min(100% - 32px, var(--container));
  margin-inline: auto;
}

.sr-only{
  position:absolute; width:1px; height:1px; padding:0; margin:-1px; overflow:hidden;
  clip:rect(0,0,0,0); white-space:nowrap; border:0;
}

.topbar{
  background: var(--bg);
  color:#fff;
  font-size: 14px;
}
.topbar__inner{
  display:flex; align-items:center; justify-content:space-between;
  padding: 10px 0;
  gap: 14px;
}
.topbar__left{ display:flex; gap:8px; flex-wrap: wrap; }
.pill{
  border:1px solid rgba(255,255,255,.18);
  background: rgba(255,255,255,.06);
  padding: 6px 10px;
  border-radius: 999px;
}
.topbar__right{ display:flex; align-items:center; gap: 10px; }
.topbar__phone{
  font-weight: 700;
  text-decoration:none;
}
.topbar__phone:hover{ text-decoration: underline; }

.header{
  position: sticky; top: 0;
  background: rgba(255,255,255,.88);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
  z-index: 40;
}
.header__inner{
  display:flex; align-items:center; justify-content:space-between;
  padding: 12px 0;
  gap: 14px;
}

.brand{
  display:flex; align-items:center; gap: 12px;
  text-decoration:none;
}
.brand__mark{
  width: 42px; height: 42px;
  border-radius: 14px;
  display:grid; place-items:center;
  background: rgba(37,99,235,.10);
  color: var(--accent);
}
.brand__name{ display:block; font-weight: 900; letter-spacing: .2px; }
.brand__tag{ display:block; font-size: 13px; color: var(--muted); margin-top: 2px; }

.nav{
  display:flex; align-items:center; gap: 18px;
}
.nav a{
  text-decoration:none;
  color: rgba(13,18,32,.9);
  font-weight: 650;
  padding: 8px 10px;
  border-radius: 10px;
}
.nav a:hover{ background: rgba(13,18,32,.06); }

.nav-toggle{
  display:none;
  border: 1px solid var(--line);
  background:#fff;
  border-radius: 12px;
  padding: 10px;
}
.nav-toggle__bar{
  display:block; width: 20px; height: 2px; background: #111;
  margin: 4px 0; border-radius: 2px;
}

.hero{
  background:
    radial-gradient(900px 420px at 15% 10%, rgba(37,99,235,.15), transparent 60%),
    radial-gradient(900px 420px at 75% 20%, rgba(34,197,94,.10), transparent 60%),
    linear-gradient(180deg, rgba(11,18,32,.03), transparent 40%);
  padding: 40px 0 26px;
}
.hero__grid{
  display:grid;
  grid-template-columns: 1.2fr .9fr;
  gap: 22px;
  align-items: start;
}
.hero h1{
  margin: 0 0 10px;
  font-size: clamp(32px, 4vw, 46px);
  line-height: 1.06;
  letter-spacing: -.6px;
}
.lead{
  margin: 0 0 16px;
  font-size: 18px;
  color: var(--muted);
  max-width: 52ch;
}
.hero__cta{
  display:flex; gap: 10px; flex-wrap: wrap;
  margin: 14px 0 18px;
}

.trust{
  display:grid;
  grid-template-columns: repeat(3, minmax(0,1fr));
  gap: 12px;
  margin-top: 14px;
}
.trust__item{
  border:1px solid var(--line);
  border-radius: var(--radius);
  padding: 12px;
  background: rgba(255,255,255,.65);
}
.trust__title{ font-weight: 800; display:block; }
.trust__text{ color: var(--muted); font-size: 14px; }

.section{ padding: 54px 0; }
.section--alt{
  background: rgba(11,18,32,.03);
  border-top: 1px solid rgba(13,18,32,.06);
  border-bottom: 1px solid rgba(13,18,32,.06);
}
.section__head{ margin-bottom: 18px; }
.section__head h2{
  font-size: clamp(24px, 2.6vw, 34px);
  margin: 0 0 6px;
  letter-spacing: -.3px;
}
.muted{ color: var(--muted); margin: 0; }

.grid{ display:grid; gap: 14px; }
.grid--3{ grid-template-columns: repeat(3, minmax(0, 1fr)); }

.card{
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 16px;
  box-shadow: 0 10px 25px rgba(0,0,0,.05);
}
.card--form{ box-shadow: var(--shadow); }

.card h3{ margin: 0 0 8px; }
.card p{ margin: 0 0 10px; color: var(--muted); }

.link{
  font-weight: 800;
  text-decoration:none;
  color: var(--accent);
}
.link:hover{ text-decoration: underline; }

.callout{
  margin-top: 16px;
  border: 1px solid rgba(37,99,235,.18);
  background: rgba(37,99,235,.06);
  border-radius: var(--radius);
  padding: 14px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap: 14px;
}

.steps{ display:grid; gap: 12px; }
.step{
  display:flex;
  gap: 12px;
  align-items:flex-start;
  border:1px solid var(--line);
  border-radius: var(--radius);
  padding: 14px;
  background: rgba(255,255,255,.75);
}
.step__num{
  width: 34px; height: 34px;
  border-radius: 12px;
  display:grid; place-items:center;
  background: rgba(34,197,94,.12);
  color: #0a6b3b;
  font-weight: 900;
}
.step h3{ margin: 0 0 4px; }
.step p{ margin:0; color: var(--muted); }

.quote blockquote{ margin:0 0 10px; font-weight: 650; }
.quote figcaption{ color: var(--muted); font-size: 14px; }

.form label{
  display:block;
  font-weight: 700;
  font-size: 14px;
  margin-top: 10px;
}
.form input, .form select, .form textarea{
  width: 100%;
  margin-top: 6px;
  padding: 12px 12px;
  border-radius: 14px;
  border: 1px solid var(--line);
  background: #fff;
  font: inherit;
}
.form input:focus, .form select:focus, .form textarea:focus{
  outline: 3px solid rgba(37,99,235,.18);
  border-color: rgba(37,99,235,.45);
}
.form__row{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}
.check{
  display:flex !important;
  gap: 10px;
  align-items:flex-start;
  margin-top: 12px !important;
  font-weight: 600 !important;
  color: var(--muted);
}
.check input{ width: 18px; height: 18px; margin-top: 2px; }

.form-status{
  margin-top: 10px;
  font-size: 14px;
  color: var(--muted);
  min-height: 18px;
}

.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap: 8px;
  padding: 12px 14px;
  border-radius: 14px;
  border: 1px solid transparent;
  background: var(--accent);
  color:#fff;
  font-weight: 900;
  text-decoration:none;
  cursor:pointer;
  box-shadow: 0 10px 25px rgba(37,99,235,.25);
}
.btn:hover{ filter: brightness(.98); }
.btn--ghost{
  background: transparent;
  color: var(--ink);
  border-color: var(--line);
  box-shadow: none;
}
.btn--small{ padding: 9px 12px; border-radius: 12px; font-weight: 850; }
.btn--full{ width: 100%; }

.fineprint{ margin: 10px 0 0; color: var(--muted); font-size: 13px; }
.center{ display:flex; justify-content:center; margin-top: 14px; }

.faq{ display:grid; gap: 10px; }
.faq__q{
  width: 100%;
  text-align:left;
  display:flex;
  justify-content:space-between;
  gap: 12px;
  padding: 14px 14px;
  border-radius: var(--radius);
  border: 1px solid var(--line);
  background: rgba(255,255,255,.75);
  font-weight: 900;
  cursor:pointer;
}
.faq__a{
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 14px;
  background:#fff;
  margin-top: -6px;
}
.faq__a p{ margin:0; color: var(--muted); }

.footer{
  background: var(--bg);
  color:#fff;
  padding: 40px 0 18px;
}
.footer__grid{
  display:grid;
  grid-template-columns: 1.2fr .7fr 1fr;
  gap: 16px;
  align-items:start;
}
.footer__brand{ font-weight: 950; font-size: 18px; }
.footer a{ color:#fff; text-decoration: none; }
.footer a:hover{ text-decoration: underline; }
.footer__links{ display:grid; gap: 10px; }
.footer__cta .card{
  background: rgba(255,255,255,.06);
  border-color: rgba(255,255,255,.12);
  box-shadow: none;
}
.footer__cta .card p{ color: rgba(255,255,255,.74); }
.footer__bottom{
  border-top: 1px solid rgba(255,255,255,.12);
  margin-top: 18px;
  padding-top: 14px;
  display:flex;
  justify-content:space-between;
  gap: 12px;
}

.float-cta{
  position: fixed;
  left: 12px;
  right: 12px;
  bottom: 12px;
  display:none;
  gap: 10px;
  z-index: 60;
}
.float-cta__btn{
  flex: 1;
  text-align:center;
  text-decoration:none;
  padding: 12px 12px;
  border-radius: 16px;
  border: 1px solid var(--line);
  background:#fff;
  font-weight: 950;
}
.float-cta__btn--primary{
  background: var(--accent);
  border-color: transparent;
  color:#fff;
}

@media (max-width: 960px){
  .hero__grid{ grid-template-columns: 1fr; }
  .trust{ grid-template-columns: 1fr; }
  .grid--3{ grid-template-columns: 1fr; }
  .footer__grid{ grid-template-columns: 1fr; }
  .nav{ display:none; }
  .nav-toggle{ display:inline-block; }
  .float-cta{ display:flex; }
}

@media (prefers-reduced-motion: reduce){
  html{ scroll-behavior: auto; }
}